You are ready to purchase a home but are not sure where to begin. That's understandable, buying a home is one of the biggest investments one can make.
There are a few things home buyers should consider when getting started to make the process easier.
- Speak with a mortgage lender to be pre-approved. This helps narrow the homes into your price range and shows sellers you are a serious buyer when presenting an offer.
- Ask yourself where you want to live. What is the best location for you and your family?
- Take in consideration taxes, HOA fees, monthly expenses, and any extra costs you may have with home ownership. What are you comfortable paying monthly for a mortgage payment?
- Do Not make any large purchases during or after the pre-approval process. Any large purchases or new credit opened will change your finances. This includes using cash from your accounts. Your mortgage approval is subject to a final evaluation of your finances before closing.
We know you have questions and we are here to answer them. We will walk you through the entire process. Give us a call or click on "Contact Us" for more information.